For Indian users: Lume is a non-custodial software interface, not a SEBI-regulated broker. UPI & IMPS rails are powered by Onramp, an FIU-IND-registered onramp partner. Read the risks.
Hold tokenized U.S. equities, index ETFs, gold, silver, and treasuries — all from your phone. Fund with UPI. Settle in seconds. No Demat. No LRS quota.
Prices update live in your browser via market data feeds. xStocks issued by Backed Finance under the laws of Liechtenstein. Ondo products issued by Ondo Finance. Neither is a Lume product. Lume is not a regulated Indian broker.
Lume is shutting down
Lume will shut down in October 2026. The app and website will stop working on October 30, 2026. Please move your money out before then.
Your money is yours
Lume never held your funds. Your cash (USDC), stock tokens and other tokens are in your own wallet on Solana.
Do this before October 30th 2026
Withdraw your Leverage Account
Close any open perps positions and withdraw that balance back to your Lume wallet. After October 30th, you won’t be able to reach it through Lume.
Move your money
Send your cash (USDC), stock tokens and other tokens to another Solana wallet you control, like Phantom or Solflare, or to an exchange that supports them. Double-check the address and choose the Solana network.
Save your private key
In Lume, go to Settings → Export Private Key and store the key somewhere safe and offline. It opens the same wallet in another app after Lume is gone. Never share it. Lume will never ask for it.
About your stock tokens
Lume doesn’t issue them. xStocks are issued by Backed Finance, and Ondo tokens by Ondo Global Markets. They stay in your wallet after Lume closes. You can hold, move or sell them through other apps that support them, where available to you.
After October 30th
You won’t be able to log in to Lume or use the app.
Anything left in your wallet stays on the Solana blockchain. You’ll need your saved key to reach it from another wallet app.