For Nigerian users: Lume is a non-custodial software interface, not an SEC-registered Nigerian broker. NGN on/off-ramp is provided by Onramper, a regulated payment partner. Tokenised assets remain in your own self-custodied wallet at all times. Read the risks.

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Launch
TLToOndoU.S. Treasuries

iShares 20+ Year Treasury Bond ETF

Long-duration US Treasury exposure — for the rate-cut thesis.

Live price · TLT

$85.74-0.39%

₦116,149@ ₦1,354.66/USD

Open TLTo in Lume

Fund with USDT or NGN · settles in seconds

52-week range

$83.30 – $92.19

₦112,843 – ₦124,886

Today's range

$85.65 – $86.29

Open $86.26 · Prev $86.08

200-day avg

$88.18

50-day $87.09

If you had bought

₦100 in TLT, 5 years ago.

In naira terms — combining the underlying's US-dollar return with the naira's depreciation against the dollar over the period. Past performance is not a guarantee of future results.

₦100₦260
+₦160 (+160%)· 0.73× in USD · ₦/$ moved 3.56×

TLTo returns are illustrative, derived from public end-of-day TLT closes and approximate historical ₦/$ rates.

Buy in naira

Buy TLTo from ₦5,000.

Fractional from $1. Fund with USDT direct, or naira via Onramper — own a tokenised share at the live US market price in under three minutes.

SpendYou getUSD
₦5,0000.0430 TLTo$3.69
₦50,0000.4305 TLTo$36.91
₦200,0001.722 TLTo$147.64
₦1,000,0008.610 TLTo$738.19
At $85.74 per share · ₦1,354.66/USD · prices update live in-app.

About TLT

iShares 20+ Year Treasury Bond ETF

The fund will invest at least 80% of its assets in the component securities of the underlying index, and it will invest at least 90% of its assets in U.S. Treasury securities that the advisor believes will help the fund track the underlying index. The underlying index measures the performance of public obligations of the U.S. Treasury that have a remaining maturity greater than or equal to twenty years.

Underlying

Symbol
TLT
Tokenised as
TLTo
Issuer
Ondo Finance
Category
U.S. Treasuries
Sector
Treasuries
Exchange
NasdaqGM

TLTo FAQ

Honest answers about TLTo.

What exactly is TLTo?+

TLTo is an on-chain token that tracks the price of iShares 20+ Year Treasury Bond ETF (TLT). Each token is collateralised 1:1 by the underlying u.s. treasuries, issued by Ondo Finance under its Global Markets program.

Is owning TLTo the same as owning TLT?+

Economically, the token tracks the underlying price. Legally, you own a tokenised representation — not the underlying security itself. You do not have shareholder rights, voting rights, or rights against the issuing company. Dividends, where applicable, are passed through under the issuer's mechanism.

How is TLTo priced?+

The on-chain price tracks the underlying market price via market makers and oracles. During US market hours the spread is typically tight; outside US hours and on weekends, the on-chain price is set by on-chain liquidity and may diverge from the last close.

Why use Lume to hold TLTo from Nigeria?+

Two reasons. (1) Self-custody: Bamboo, Chaka, and Trove hold your shares at a US broker on your behalf — your name is on a contract, not on the share. With Lume, the token sits in your own Solana wallet; you hold the keys. (2) CBN-resilient rails: even when CBN tightens bank-to-crypto flows, your assets stay in your wallet and trade freely on-chain. Off-ramp via Onramper recovers as policy stabilises.

What about Nigerian taxes on TLTo?+

Capital gains on disposal of digital assets are generally taxable under Nigerian Capital Gains Tax law at 10%. You are responsible for reporting gains under your personal tax returns. Onramper handles its own tax obligations on the FX side. This is general information, not tax advice — consult a Nigerian tax adviser for your specific situation.

What if Lume disappears?+

Your tokens live in your own Solana wallet — not in Lume's custody. Even if Lume's interface went offline tomorrow, your TLTo would remain in your wallet and could be redeemed or traded through any other interface that supports the underlying token.

Hold TLTo.
In three minutes.

No domiciliary account. No broker holding your shares. No CBN bottleneck. Sign in, fund with USDT or naira, own TLTo in your own wallet.