For Nigerian users: Lume is a non-custodial software interface, not an SEC-registered Nigerian broker. NGN on/off-ramp is provided by Onramper, a regulated payment partner. Tokenised assets remain in your own self-custodied wallet at all times. Read the risks.

LumeLUME
Launch
CRCLxxStocksU.S. equity

Circle Internet Group

The issuer behind USDC — the stablecoin powering Lume itself.

Live price · CRCL

$113.10-7.14%

₦153,212@ ₦1,354.66/USD

Open CRCLx in Lume

Fund with USDT or NGN · settles in seconds

52-week range

$49.90 – $298.99

₦67,598 – ₦405,030

Market cap

$30.1B

~40.7T NGN

Today's range

$109.61 – $120.48

Open $118.26 · Prev $121.80

200-day avg

$107.69

50-day $103.70

If you had bought

₦100 in CRCL, 1 year ago.

In naira terms — combining the underlying's US-dollar return with the naira's depreciation against the dollar over the period. Past performance is not a guarantee of future results.

₦100₦108
+₦8 (+8%)· 1.20× in USD · ₦/$ moved 0.90×

CRCLx returns are illustrative, derived from public end-of-day CRCL closes and approximate historical ₦/$ rates.

Buy in naira

Buy CRCLx from ₦5,000.

Fractional from $1. Fund with USDT direct, or naira via Onramper — own a tokenised share at the live US market price in under three minutes.

SpendYou getUSD
₦5,0000.0326 CRCLx$3.69
₦50,0000.3263 CRCLx$36.91
₦200,0001.305 CRCLx$147.64
₦1,000,0006.527 CRCLx$738.19
At $113.10 per share · ₦1,354.66/USD · prices update live in-app.

About CRCL

Circle Internet Group

Circle Internet Group, Inc. operates as a platform, network, and market infrastructure for stablecoin and blockchain applications. The company provides various platform including Arc Blockchain and Developer Infrastructure, an open, layer-1 blockchain network purpose-built to bring real world economic activity onchain; Circle Digital Assets and Services, which includes circle digital assets, USDC, EURC, and USYC, as well as circle mint and xreserve, related liquidity, custody, and trust infrastructure; and Circle Applications, which includes circle payments network and stablefx, applications that use circle digital assets to deliver real-world utility on the arc network and across the broader multichain ecosystem. Its stablecoins network comprises circle stablecoins, tokenized funds, liquidity, payments network, and developer services, as well as integration services. The company was founded in 2013 and is based in New York, New York.

Underlying

Symbol
CRCL
Tokenised as
CRCLx
Issuer
Backed Finance
Category
U.S. equity
Sector
Financial Services
Exchange
NYSE
Industry
Capital Markets
Country
United States
Employees
1,100
www.circle.com

CRCLx FAQ

Honest answers about CRCLx.

What exactly is CRCLx?+

CRCLx is an on-chain token that tracks the price of Circle Internet Group (CRCL). Each token is collateralised 1:1 by the underlying u.s. equity, issued by Backed Finance AG and held in licensed Swiss custody.

Is owning CRCLx the same as owning CRCL?+

Economically, the token tracks the underlying price. Legally, you own a tokenised representation — not the underlying security itself. You do not have shareholder rights, voting rights, or rights against the issuing company. Dividends, where applicable, are passed through under the issuer's mechanism.

How is CRCLx priced?+

The on-chain price tracks the underlying market price via market makers and oracles. During US market hours the spread is typically tight; outside US hours and on weekends, the on-chain price is set by on-chain liquidity and may diverge from the last close.

Why use Lume to hold CRCLx from Nigeria?+

Two reasons. (1) Self-custody: Bamboo, Chaka, and Trove hold your shares at a US broker on your behalf — your name is on a contract, not on the share. With Lume, the token sits in your own Solana wallet; you hold the keys. (2) CBN-resilient rails: even when CBN tightens bank-to-crypto flows, your assets stay in your wallet and trade freely on-chain. Off-ramp via Onramper recovers as policy stabilises.

What about Nigerian taxes on CRCLx?+

Capital gains on disposal of digital assets are generally taxable under Nigerian Capital Gains Tax law at 10%. You are responsible for reporting gains under your personal tax returns. Onramper handles its own tax obligations on the FX side. This is general information, not tax advice — consult a Nigerian tax adviser for your specific situation.

What if Lume disappears?+

Your tokens live in your own Solana wallet — not in Lume's custody. Even if Lume's interface went offline tomorrow, your CRCLx would remain in your wallet and could be redeemed or traded through any other interface that supports the underlying token.

Hold CRCLx.
In three minutes.

No domiciliary account. No broker holding your shares. No CBN bottleneck. Sign in, fund with USDT or naira, own CRCLx in your own wallet.